- Program Details:
                1. $750 towards the Lease or fiance of a Certified Pre-Owned BMW.
                2. Super Elite rate for all Standard Plus Customers and up.
                3. $45,000 Max Advance has been removed. Advance now will be based only on
                     FICO score and income
                4. Security Deposit Waiver, unless stipulated by credit.
                5. Applicable to Certified Pre-Owned vehicle contracts.


- Program Criteria:
                1. Graduation from an accredited college or university with an undergraduate, graduate or
                    Associate's degree earned within previous 12 months OR eligibility for graduation within next 4
                    months with a verifiable offer of employment.
                2. A copy of the graduate's diploma or official transcript.
                3. POI or employer letter with the Human Resources representative's contact information, stating
                    position/title, and income.
                4. At least 24 months of credit file – no previous derogatory credit on any trades.
                5. Gross debt to income ratio of less than 45%.
                6. Gross automotive payment to income ratio of less than 25%.